Sunday, December 21, 2008

MEDICAL IDENTITY THEFT, THE IGNORED CRIME

I found this article on the Internet,and although quite accurate, it is missing one of the fastest growing types of identity theft, MEDICAL IDENTITY THEFT!:

"Financial Identity Theft

The most common form of identity theft is financial. A person stealing your credit card details can get you into a huge amount of financial debt. High charges may incur on your telephone bill if the identity thief gains access to your telephone calling card or your account. The bolder the identity thief is, the more damages he can cause. An identity thief could take out loans in your name, receive a new credit card under your name, create a utility account, lease a car or even lease an apartment under your name. In severe cases of financial identity theft, you may find that the identity thief has even taken out a mortgage on your home and disappeared online video courses the money. On rare occasions, an identity thief has been known to put his victim's home on the market. Although the task is more difficult, sales have been made in real life.

Criminal Identity Theft

Some identity thieves who steal identities for the sole purpose of using it for plotting and carrying out criminal activities. Traffic violations are the most common type of criminal online video courses committed by identity thieves. It is possible that an identity thief may carry a false driver's license with your name on it and bearing his photograph.There is no way of knowing until you receive your first citation for not appearing to respond to a traffic violation charge. Another criminal activity that an identity thief might engage in is using your license plate when they fuel up and drive off gas service stations without paying. Because it's your plate distance learning that shows on security cameras, you end up as the likely suspect. There can be even more serious criminal activities displayed where your identity is used to cover up crimes.

Cloning Identity Theft

In some cases, criminals will steal an individual's identity in order to get a passport, driver's license or access data when they are blocked from doing so with their own identity. It is possible that an identity thief may even steal another person's identity so that he can start a new life, perhaps due to a criminal past that online education yet to answer for. In these circumstances, you may not even incur any financial losses, but the experience can leave your reputation tattered. You may not even know that you have been "cloned" until you find out that your credit report has been damaged

Commercial Identity Theft

Businesses are not without risks; they can find themselves deep in problems having to do with identity theft. Landlords face potential difficulties if, for instance, a tenant poses as the owner and sells the landlord's furniture. Data or protected premises may be accessed by falsely using an authorized individual's identity. An identity thief may also pose as an distance learning to a business and make purchases, transactions or waive contracts, which could highly damage a company. In most cases, by the time the identity theft is discovered, the perpetrator has disappeared."

It is not uncommon to see articles omit this very important type of ID theft. Medical ID theft can hurt or kill you. Check out this recent article. The article states, "But as the push toward electronic medical records gains momentum, privacy experts worry those numbers may grow substantially. They're concerned that as doctors and hospitals switch from paper records to EMRs, as they're called, it may become easier for people to gain unauthorized access to sensitive patient information on a large scale."

This is scary. Here is another article that talks about the dangers of medical ID theft. Did you know that for $60, someone can buy your medical records and use it to obtain medical care? It's true as indicated here.

This is why credit monitoring alone is not enough. The credit monitoring companies do not monitor medical records. Nor do they monitor drivers license records and criminal records. This is why it is vital to subscribe to a service that provides total protection. A service that will do proactive searches in all databases to make sure that you are not a victim of non-financial identity theft.

The service that I'm talking about is our Identity Theft Shield. This service will protect you and your family against ID theft, and if you become a victim of this horrific crime, the experts at Kroll Background America will make sure that you are not a victim of any other type of ID theft.

Now, as any victim of ID theft will tell you, you need legal help when you are victimized by ID theft. With our Life Events Plan, you and your family will have access to a local law firm to help get you through the awful calls from creditors, banks, law enforcement, and others who believe that you are somebody that you're not. Believe me, it is no fun and can be extremely frustrating.

This is no joke. Medical identity theft is real and growing. Protect yourself and your family. Call us immediately for more information.

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Mel Rapozo
Certified Identity Theft Risk Management Specialist
M&P legal Support Services, LLC
(808) 645-0243 Direct
(800) 306-3063 Toll-Free
www.mplss.com

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